Tel: +353 (0)71 934 4578  |  E: info@roesolicitors.ie

SOLICITOR FEES TO Switch or re-mortgage YOUR property IN 2026

Instant Quote - Mortgage

If you are re-mortgaging or switching your mortgage provider then you will need a Solicitor to complete the legal documents. Here, at Roe Solicitors, we guide our clients through the process in a pain free, cost-effective and clear manner. As a specialist property law firm, we offer some of the most competitive legal costs in Ireland for switching your mortgage.

➡️ Our fees includes the redemption of your current mortgage and the drawdown of your new mortgage – you know exactly what is being charged

➡️ You'll deal with a dedicated solicitor from start to finish

➡️ Nationwide service and fully online if this is something you want but happy to facilitate an in person meeting, if preferred

➡️ The likelihood is your new lender will cover our fees and you'll pocket any cash back

Please complete the Instant Quote form for a bespoke quote. 

So what are the total fees, costs and outlays in remortgaging your property:

1. Solicitor's Fees 

We are currently offering reduced legal fees to act on your behalf in the remortgage of your property. Please contact us for a no obligation quote. Our professional fees includes the redemption of your current mortgage and the drawdown of your new mortgage. Staged drawdown of a mortgage are subject to an additional charge. 

In addition to our professional fee the following costs and outlays may also be payable when you are remortgaging:

2. Bank's charge to release title deeds

Frequently your bank will change a nominal sum to release the title deeds to us. This amounts typically ranges from €35 - €63.

3. Commissioner for Oaths fees

On the remortgage of a property, various documents will have to be sworn by you such as the Family Home Declaration and the planning Declaration. The estimated cost of these will be €42.00. 

4. Property Registration Authority fees

The Land Registry fee for registering your new mortgage is €175.00. While it is no longer usual for the Land Registry to charge a fee to remove your old mortgage from title, if an electronic discharge is not being lodged by your old bank to remove their mortgage then a fee of €40.00 is payable to the Land Registry.

5. Searches

The cost of the searches depend on the number of owners and the title to the property being remortgaged but typically the cost is €61.50. 

FURTHER INFORMATION 

  1. What are the steps to switch your mortgage?
  2. Can you buy an auction property with a mortgage?

WHY CHOOSE ROE SOLICITORS?

We have extensive experience in dealing with all matters relating to moving, switching or remortgaging your mortgage. We keep you informed at each stage of the process to ensure the transaction runs as smoothly and efficiently as possible. If you’re looking to switch your mortgage and are looking to speak with an experienced solicitor, then pleaseget in touch today.

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